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APRA Put a $100m Overlay on Macquarie Group Over a Breach Dating to 2019. It Sits in the Non-Bank Capital Model, Not the Bank That Writes Your Loans
APRA's $100m overlay on Macquarie Group sits at the holding company, not the mortgage book. What brokers can and can't say to clients about it.
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Stop Gambling on Referrals: Building a Predictable 2025 Lead System with Niche Social Media Content and Targeted UVPs
Listen to the Brief Too Busy to Read? We’ve Got You. Get this blog post’s insights delivered in a...
The MFAA Has Asked Treasury for ATO Data at the Fact-Find, Not After Lodgement. The CDR’s Trusted Adviser Class Is Built on s 15B — and Your Commercial Files Sit Outside It
The MFAA wants ATO income data in the CDR at the broker’s fact-find. Why the trusted adviser class, built on s 15B, leaves commercial files outside it.
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A $35 Fee Charged 12,693 Times Cost Sunshine Loans $5.5m. About $113,000 of the Fee Income Sat Inside the Penalty Window
The Federal Court ordered Sunshine Loans to pay $5.5m over a $35 fee that returned under $300,000. What the multiplier means for broker fee documents.
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A 40-Year Business Loan Takes $425 Off the Monthly and Adds $613,515 in Interest. RG 273.5 Says the Best Interests Duty Doesn’t Reach the File
A 40-year business loan cuts $425 off a $1m monthly repayment and adds $613,515 in interest. Why RG 273.5 leaves the file outside the best interests duty.
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A Bank Traced About $191,000 Into an Unaccredited Broker’s Account. The Tribunal Ruled Only on the Banker — the Referral Boundary Is What Brokers Should Read
A Fair Work Commission ruling shows how a lender rebuilt a referral relationship — and the file records brokers should check in their own arrangements.
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