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LatestGranite’s 40-Year Loan Is Assessed Over 35 Years. On a $700,000 File That Buys About 2.6% More Capacity and Costs About $356,000 More Interest
Oct 3, 2026
Granite's 40-year loan goes live 6 October, assessed over 35 years. The capacity gain on a $700,000 file is about 2.6%; the interest bill rises $356,000.
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Top RatedStop Gambling on Referrals: Building a Predictable 2025 Lead System with Niche Social Media Content and Targeted UVPs
Oct 31, 2025
Listen to the Brief Too Busy to Read? We’ve Got You. Get this blog post’s insights delivered in a...
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7-Step Blueprint to a Winning Refinance Campaign
Jun 27, 2025
Granite’s 40-Year Loan Is Assessed Over 35 Years. On a $700,000 File That Buys About 2.6% More Capacity and Costs About $356,000 More Interest
Oct 3, 2026
Granite’s 40-year loan goes live 6 October, assessed over 35 years. The capacity gain on a $700,000 file is about 2.6%; the interest bill rises $356,000.
Read MoreSuncorp Bank Stops Accepting New Lending Applications on 7 October. Approval Closes 27 October and Settlement 26 December
Oct 3, 2026
Suncorp Bank stops accepting new lending applications from 7 October. Approval and documents close 27 October, settlement 26 December. What to do now.
Read MoreBrokers Reporting Clients Blocked From Refinancing Doubled to 49.2%. The 20% DTI Cap That Started on 1 February Is Part of Why
Oct 2, 2026
Broker-reported refinance blocks doubled to 49.2% in six months. Why APRA’s 20% DTI cap changes how you read a decline, and the levers left inside the lender.
Read MoreADI Housing Credit Fell for the First Time in APRA’s Series. Strip Out One Lender and It Grew $6.3bn
Oct 2, 2026
APRA’s August data shows the first monthly fall in ADI housing credit in its series. One lender explains all of it, and three top growers absorbed a licence.
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