Westpac’s Proprietary Channel Held at 3.9 Days Through Its Busiest Half While Third-Party Deci...

Nov 4, 2026

Three of Nine Board Members Voted to Hold at 4.60%. The RBA Moved Its Return-to-Band Date Out About ...

Nov 3, 2026

Low-Doc Arrears Hit 4.9% Against 1.01% Across the Book. That 4.9% Sits on About 0.1% of Bank Mortgag...

Nov 3, 2026

Combined Capital Values Have Fallen 8.1% in Seven Months Against a Record 8.2%. Cotality Puts the Ca...

Nov 2, 2026

SME Liquidity Fell 7.3% While Sales Fell 2.2%. The Second-Strongest Industry on Shift’s New In...

Oct 30, 2026

Trimmed Mean Hit 3.6% in September Against the RBA’s Own 3.3% Forecast for December. RG 273.12...

Oct 28, 2026

All

The MFAA’s Referrer Guidance Creates No New Legal Obligations. Reg 9AB Already Requires a Referrer Register, a 10-Business-Day Window and a Scripted Consent Question

The MFAA’s Referrer Guidance Creat...

Nov 5, 2026

MA Money Will Take One Month of Arrears on an SMSF Refinance at 80% LVR. The Gate on a New Purchase Is “Business Real Property”, Not “Commercial”

MA Money Will Take One Month of Arrears ...

Nov 4, 2026

Westpac’s Proprietary Channel Held at 3.9 Days Through Its Busiest Half While Third-Party Decisions Hit 6.1. RG 273.77 Says Your Turnaround Claim Has to Be Evidence-Based

Westpac’s Proprietary Channel Held...

Nov 4, 2026

Three of Nine Board Members Voted to Hold at 4.60%. The RBA Moved Its Return-to-Band Date Out About Three Quarters — and RG 273.116 Asks About Your Client, Not the Cash Rate

Three of Nine Board Members Voted to Hol...

Nov 3, 2026

Low-Doc Arrears Hit 4.9% Against 1.01% Across the Book. That 4.9% Sits on About 0.1% of Bank Mortgages — and Your Alt-Doc File Isn’t in It

Low-Doc Arrears Hit 4.9% Against 1.01% A...

Nov 3, 2026

Combined Capital Values Have Fallen 8.1% in Seven Months Against a Record 8.2%. Cotality Puts the Capacity Loss at 11.5% — the Larger Number Is on Your File

Combined Capital Values Have Fallen 8.1%...

Nov 2, 2026

Suncorp’s Own Example Puts the ANZ Minimum $1,060 a Month Higher. The Rate Never Moves — and RG 273.118 Says the Review Is the Trigger

Suncorp’s Own Example Puts the ANZ Minim...

Oct 31, 2026

SME Liquidity Fell 7.3% While Sales Fell 2.2%. The Second-Strongest Industry on Shift’s New Index Lost 38.4% of Its Cash

SME Liquidity Fell 7.3% While Sales Fell...

Oct 30, 2026

ASIC Halted Offers in a $573.2m Mortgage Fund on 26 October. The Order Is About the PDS, Not the Loan Book — and the Last One Was Lifted in 11 Days

ASIC Halted Offers in a $573.2m Mortgage...

Oct 30, 2026

Medium Businesses’ Average Cyber Cost Jumped 45% to $141,300 While Small Firms Sat at $55,400. The Curve Bends Exactly Where Your Brokerage Is Growing

Medium Businesses’ Average Cyber C...

Oct 29, 2026

Fee-Charging Complaint Firms Tripled Their Home Loan Lodgements While Cutting Total Volume 38%. Your Closed Files Are Now Their Pipeline

Fee-Charging Complaint Firms Tripled The...

Oct 29, 2026

Trimmed Mean Hit 3.6% in September Against the RBA’s Own 3.3% Forecast for December. RG 273.121 Is the Paragraph for Files Still in Your Pipeline on 3 November

Trimmed Mean Hit 3.6% in September Again...

Oct 28, 2026

Refinancing Hit a Record 57% of LMG’s Lodgements While New Lending Value Sat 24% Below January. RG 273.119 Says the Stay-Put File Is Still a Recommendation

Refinancing Hit a Record 57% of LMG’s Lo...

Oct 28, 2026

Treasury Would Lift the Covered Bond Cap to 12% and Submissions Close Friday. The CFR’s Own Paper Says Banks Keep Headroom Under the 8%

Treasury Would Lift the Covered Bond Cap...

Oct 27, 2026

Bizcap Doubles Its Fast Business Loan Limit to $1 Million. It Still Doesn’t Ask for Property Security

Bizcap Doubles Its Fast Business Loan Li...

Oct 27, 2026

CBA’s Calculators Have Been Off Quickli Since July and Are “Unlikely to Return” This Year. RG 273.162 Asks What Your File Says You Compared

CBA’s Calculators Have Been Off Quickli ...

Oct 27, 2026

A Broker Moved a Client’s Home Loan Arrears Onto a Six-Month Business Loan. AFCA Found the Business Purpose Declaration Ineffective

A Broker Moved a Client’s Home Loan Arre...

Oct 26, 2026

ASIC Cancelled Two Credit Licences on 12 October Over Unpaid AFCA Determinations. One Trigger Was a $4,106 CSLR Payment — and s 54(1B) Leaves ASIC No Discretion

ASIC Cancelled Two Credit Licences on 12...

Oct 26, 2026

Finsure Declined 13 Broker Applicants in Sentinel’s First Six Weeks. ASIC Told Bank Boards It Will Review Lender Oversight of Brokers From Q3

Finsure Declined 13 Broker Applicants in...

Oct 25, 2026

NAB’s Serviceability Calculator V66 Became Mandatory on 23 October With New HEM Values. A Number You Quoted Last Week May Not Survive Lodgement

NAB’s Serviceability Calculator V6...

Oct 25, 2026

Firstmac Now Gives Bridging Clients 12 Months to Sell and Assesses End Debt. The 1% Fee Is Charged on the Peak

Firstmac Now Gives Bridging Clients 12 M...

Oct 25, 2026

Bluestone Now Reads Comprehensive Credit Reporting on Every Debt and Wants One Year of Tax Returns. The Repayment History Is the New Gate on a Near-Prime File

Bluestone Now Reads Comprehensive Credit...

Oct 25, 2026

Wisr’s Secured Vehicle Originations Rose 138% While the Majors’ Share of That Market Fell to 56%. RG 273.133 Says Your Best Interests Duty Follows You Into Those Files

Wisr’s Secured Vehicle Originations Rose...

Oct 25, 2026

Repayment Strain Grew 7.3% in Half a Year While New Borrowers Came In 12.9% Safer. Your Back Book and Your Pipeline Are Now Moving in Opposite Directions

Repayment Strain Grew 7.3% in Half a Yea...

Oct 24, 2026

Macquarie’s Guidelines Count 95% of Gross Rent and Apply a 15% Expense Floor Underneath. What Reaches Servicing Is Closer to 80%

Macquarie’s Guidelines Count 95% of Gros...

Oct 24, 2026

Firstmac’s Alt-Doc Loans Start at 6.99% at 70% LVR on Six Months of BAS. The Harder File Note Is Now Which Alt-Doc Lender, Not Whether

Firstmac’s Alt-Doc Loans Start at 6.99% ...

Oct 23, 2026

Hauser Says the Inflation Outlook Looks “Materially Worse” and the September CPI Lands 28 October. Five Days Later the Board Decides Whether Your Assessment Rates Move Again

Hauser Says the Inflation Outlook Looks ...

Oct 23, 2026

Tim Wilson Floated a Singapore-Style Growth Mandate for ASIC and APRA. The Speech Never Mentions BID — and the UK’s 2023 Version Hit a “Deeply Entrenched” Culture

Tim Wilson Floated a Singapore-Style Gro...

Oct 22, 2026

Stronger Advocacy and Professional Standards Underpin Broking Industry’s Next Chapter: MFAA 2025–2026 Annual Report

Stronger Advocacy and Professional Stand...

Oct 22, 2026

The MFAA Found Little Evidence That Any Commission Model Produces Better Consumer Outcomes. In the Netherlands, Where Commissions Were Banned in 2013, Brokers Still Write About 80%

The MFAA Found Little Evidence That Any ...

Oct 22, 2026

A 67.8% Default Rate Was Struck Down as a Penalty. The Unconscionability Claim Failed — and That Gap Is the Part Brokers Should Read

A 67.8% Default Rate Was Struck Down as ...

Oct 21, 2026

NAB Is Cutting 2,500 Roles, Mostly in Corporate Functions. The Release Names Proprietary Home Lending as a Priority and Never Mentions Brokers

NAB Is Cutting 2,500 Roles, Mostly in Co...

Oct 21, 2026

The Average First Home Buyer Loan Reached $610,063, Up Almost $50,000 Since the Scheme Expanded. Primara Puts Break-Even on the Upfront Benefit at 13.7 Years

The Average First Home Buyer Loan Reache...

Oct 20, 2026

ASIC Found Four Cases Where a Bank Never Told the Broker the Offset Needed Re-Linking. Two of Those Clients Paid More Than $17,000 in Extra Interest

ASIC Found Four Cases Where a Bank Never...

Oct 20, 2026

A Subscribing Bank Can’t Accept Your Client’s Family Guarantee Until the Third Day, and Can’t Send the Documents Through the Borrower. Submissions on Whether to Change That Close 11 December

A Subscribing Bank Can’t Accept Yo...

Oct 19, 2026

ASIC Had No Concerns With the Recorded Reasons on 74.1% of Files Where the Extra Cost Was Under $1,000. Above $20,000 It Was 34.1%

ASIC Had No Concerns With the Recorded R...

Oct 19, 2026

The Median Capital-City Home Takes 39 Days to Sell, Up From 23, and Sells 4.4% Under Asking. One Bridging Term on Your Panel Is Six Months

The Median Capital-City Home Takes 39 Da...

Oct 18, 2026

NAB’s Employment Index Fell to a Five-Year Low and Confidence Sits in the Bottom 5% of the Survey’s History. Your Self-Employed Client’s Last Lodged Return Describes a Different Year

NAB’s Employment Index Fell to a Five-Ye...

Oct 18, 2026

The FBAA Told Lenders to Keep Cashbacks Open to Every Channel. ASIC’s REP 840 Is Why a Direct-Only Offer Becomes Your Evidence Problem

The FBAA Told Lenders to Keep Cashbacks ...

Oct 17, 2026

Brokers Wrote 72% of BOQ’s FY26 Lending and Hold 58% of Its Book. The CFO Says That Reliance Will Moderate — and the Digital Home Loan Already Scores +76 NPS Through Brokers

Brokers Wrote 72% of BOQ’s FY26 Lending ...

Oct 17, 2026

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Westpac’s Proprietary Channel Held at 3.9 Days Through Its Busiest Half While Third-Party Decisions Hit 6.1. RG 273.77 Says Your Turnaround Claim Has to Be Evidence-Based

Nov 4, 2026

Westpac's FY26 pack puts proprietary decisions at 3.9 days and third-party at 4.8. What the channel split means for your lender notes under RG 273.77.

All

Stop Gambling on Referrals: Building a Predictable 2025 Lead System with Niche Social Media Content and Targeted UVPs

Oct 31, 2025

Listen to the Brief Too Busy to Read? We’ve Got You. Get this blog post’s insights delivered in a...

The Private Credit Revolution Specialist Solutions for 2026

Jan 16, 2026
The $0 Financial Advisor: Understanding the AI-Enabled Democratisation of Financial Expertise

Jan 14, 2026
Cybersecurity in Lending: How Digital Lenders Protect SME Data

Jun 26, 2025
7-Step Blueprint to a Winning Refinance Campaign

Jun 27, 2025

Think Tank Group and Bizcap AU Were Among 22 Companies That Paid ASIC $198,000 Each. The Alleged Failure Is a Lodgement Deadline, Not a Loan Book

Nov 5, 2026

ASIC issued $198,000 notices to 22 firms over late FY2025 accounts. Two are broker-channel lenders – and RG 273 never asked you to audit a funder.

Read More

The MFAA’s Referrer Guidance Creates No New Legal Obligations. Reg 9AB Already Requires a Referrer Register, a 10-Business-Day Window and a Scripted Consent Question

Nov 5, 2026

The MFAA’s new referrer guidance adds no legal obligations. Reg 9AB already demands a referrer register, a 10-business-day window and a consent script.

Read More

MA Money Will Take One Month of Arrears on an SMSF Refinance at 80% LVR. The Gate on a New Purchase Is “Business Real Property”, Not “Commercial”

Nov 4, 2026

MA Money’s new SMSF near-prime tier opens grandfathered refinances. But a new SMSF purchase now turns on the business real property test, not labels.

Read More

Westpac’s Proprietary Channel Held at 3.9 Days Through Its Busiest Half While Third-Party Decisions Hit 6.1. RG 273.77 Says Your Turnaround Claim Has to Be Evidence-Based

Nov 4, 2026

Westpac’s FY26 pack puts proprietary decisions at 3.9 days and third-party at 4.8. What the channel split means for your lender notes under RG 273.77.

Read More

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