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LatestHigh-DTI Lending Is 5.6% Against APRA’s 20% Cap. The Decline on Your Six-Times File Is a Lender Call, Not a Regulatory One
APRA's cap allows 20% of new lending at six times income. The actual share is 5.6%. Why a high-DTI decline is a lender call, not a regulatory one.
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Stop Gambling on Referrals: Building a Predictable 2025 Lead System with Niche Social Media Content and Targeted UVPs
Listen to the Brief Too Busy to Read? We’ve Got You. Get this blog post’s insights delivered in a...
High-DTI Lending Is 5.6% Against APRA’s 20% Cap. The Decline on Your Six-Times File Is a Lender Call, Not a Regulatory One
APRA’s cap allows 20% of new lending at six times income. The actual share is 5.6%. Why a high-DTI decline is a lender call, not a regulatory one.
Read MoreASIC Alleges a 10-Employee Payroll Run Was Charged 12 Fees. The $26.4m Already Repaid Is What Lands in the Statements You Underwrite
ASIC alleges CBA’s CommBiz terms hid a fee. The $26.4m already repaid lands in SME trading accounts – and distorts the serviceability brokers build.
Read MoreTwo of 22 Private Credit Funds Passed the Full Economic Benefit to Investors. REP 846 Never Mentions Brokers — but ASIC Says It Will Scrutinise the Whole Value Chain
ASIC’s REP 846 reviewed 24 private credit funds holding $18bn. What its fee, structure and disclosure findings mean for brokers placing commercial deals.
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Australia Is One of Four OECD Countries Without a Permanent Credit Guarantee Scheme. The Productivity Commission Hasn’t Recommended One — It Has Asked for Evidence by 11 December
The PC interim report names the $250k-$5m unsecured lending gap and puts a credit guarantee scheme in an information request. Submissions close 11 December.
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