SMSF Residential Borrowing Is Being Banned What Every Broker Needs to Know About the LRBA Crackdown
Govt confirms SMSF residential LRBA ban as Greens extract concession on tax reform bill.
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Category: Compliance
What ASIC’s BID Review Will Actually Examine – and the File Evidence to Strengthen Before the Findings Land
ASIC’s first dedicated Best Interest Duty review is underway. See what it examines and the broker file evidence to strengthen before findings land in 2026.
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The 20% Speed Limit: How APRA’s New DTI Cap Rations Your High-Debt Files
APRA’s new cap limits DTI 6+ loans to 20% of new lending. Here’s how brokers sequence high-debt files, keep a fallback ready, and protect the pipeline.
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The AI Governance Gap: Why 97% of Australian Brokers Have No AI Policy – and the Audit-Ready One-Pager to Build This Quarter
97% of Australian brokers have no AI policy. The audit-defensible five-question one-pager every brokerage can write in an afternoon – and why it matters now.
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APRA’s Exceptions Crackdown: The Side Door Brokers Have Leaned On Is Closing
APRA’s latest letter tells banks to tighten exceptions to serviceability policy. Here’s what it means for broker submissions, BID files, and your pipeline.
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The 1 July AUSTRAC Reform Ripple: Why Your Referral Partners Just Got Riskier (and What Your CRM Should Do About It)
AUSTRAC Tranche 2 lands 1 July 2026. Brokers aren’t newly captured, but referral partners are. A four-step audit to protect your settlement pipeline.
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After the $1 Billion CBA Probe: Re-Architecting Your Document Verification Workflow Against AI-Generated Payslips
After CBA’s $1bn fraud probe, brokers need a 2026 verification workflow. A four-layer model for AI-era payslips, bank statements, and BID defence.
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The Hai Money Lesson: A Sub-Aggregator Due Diligence Framework Every Principal Broker Needs by Q3 2026
After Finsure v Hai Money, every principal running ACRs should pressure-test supervision. A practical four-phase due diligence framework for Q3 2026.
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Cashback Wars 2026: How to Recommend Non-Bank Refinance Offers Without Tripping BID
Non-bank cashbacks are back. Here’s how Australian brokers document net-benefit for $2K-$4K refinance offers without breaching the Best Interest Duty.
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APRA’s 20% DTI Ceiling in Practice: Restructuring Client Files and Winning Approvals Under the New Macroprudential Lens
APRA’s 20% high-DTI lending cap is actively reshaping mortgage approvals. This broker guide covers file structuring and lender strategies for 2026.
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Cash-Out Under the Microscope: How to Document Equity Release Files to Survive ResponsibleLending Scrutiny
Listen to the Brief Too Busy to Read? We’ve Got You. Get this blog post’s insights delivered in a...
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The 20 Percent Guardrail and Strategic DTI Structuring: A New Era of Macroprudential Lending in Australia
Listen to the Brief Too Busy to Read? We’ve Got You. Get this blog post’s insights delivered in a...
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