Compliance | The Broker Times

The FBAA Wants Broker Conduct in One National Register. ASIC Hears the Pitch on 16 November — and Instrument 2024/647 Already Lets Aggregators Ask

by matt reece | Nov 11, 2026 | Compliance | 0 |

The FBAA has asked ASIC to consider a central broker conduct register. What is already on your record, and how to audit it before 16 November.

The MFAA Has Asked Treasury for ATO Data at the Fact-Find, Not After Lodgement. The CDR’s Trusted Adviser Class Is Built on s 15B — and Your Commercial Files Sit Outside It

by matt reece | Nov 9, 2026 | Compliance | 0 |

The MFAA wants ATO income data in the CDR at the broker’s fact-find. Why the trusted adviser class, built on s 15B, leaves commercial files outside it.

A $35 Fee Charged 12,693 Times Cost Sunshine Loans $5.5m. About $113,000 of the Fee Income Sat Inside the Penalty Window

by Jennifer Austin | Nov 9, 2026 | Compliance | 0 |

The Federal Court ordered Sunshine Loans to pay $5.5m over a $35 fee that returned under $300,000. What the multiplier means for broker fee documents.

A 40-Year Business Loan Takes $425 Off the Monthly and Adds $613,515 in Interest. RG 273.5 Says the Best Interests Duty Doesn’t Reach the File

by Jennifer Austin | Nov 8, 2026 | Compliance | 0 |

A 40-year business loan cuts $425 off a $1m monthly repayment and adds $613,515 in interest. Why RG 273.5 leaves the file outside the best interests duty.

A Bank Traced About $191,000 Into an Unaccredited Broker’s Account. The Tribunal Ruled Only on the Banker — the Referral Boundary Is What Brokers Should Read

by Jennifer Austin | Nov 8, 2026 | Compliance | 0 |

A Fair Work Commission ruling shows how a lender rebuilt a referral relationship — and the file records brokers should check in their own arrangements.

Equity Release Is Turning Toward the Broker Channel. s 133DB Puts Three Printed Projections on the File Before Your Preliminary Assessment

by Jennifer Austin | Nov 6, 2026 | Compliance | 0 |

Equity release is moving toward the broker channel. What s 133DB and ASIC’s calculator instructions require on a reverse mortgage file, and when.

Everyday Rewards Will Pay Up to 400,000 Points on a Broker-Settled Loan. Offset Money Doesn’t Count Toward the Balance That Earns Them

by Jennifer Austin | Nov 6, 2026 | Compliance | 0 |

Middle and Everyday Rewards will pay up to 400,000 points on broker-settled loans. The terms exclude offset balances, and RG 273.65 is why that matters.

Think Tank Group and Bizcap AU Were Among 22 Companies That Paid ASIC $198,000 Each. The Alleged Failure Is a Lodgement Deadline, Not a Loan Book

by Jennifer Austin | Nov 5, 2026 | Compliance | 0 |

ASIC issued $198,000 notices to 22 firms over late FY2025 accounts. Two are broker-channel lenders – and RG 273 never asked you to audit a funder.

The MFAA’s Referrer Guidance Creates No New Legal Obligations. Reg 9AB Already Requires a Referrer Register, a 10-Business-Day Window and a Scripted Consent Question

by Jennifer Austin | Nov 5, 2026 | Compliance | 0 |

The MFAA’s new referrer guidance adds no legal obligations. Reg 9AB already demands a referrer register, a 10-business-day window and a consent script.

Suncorp’s Own Example Puts the ANZ Minimum $1,060 a Month Higher. The Rate Never Moves — and RG 273.118 Says the Review Is the Trigger

by Jennifer Austin | Oct 31, 2026 | Compliance | 0 |

Suncorp’s Move Hub puts the ANZ minimum repayment $1,060 a month higher on one example loan. The rate never moves — and reviewing the file triggers BID.

ASIC Halted Offers in a $573.2m Mortgage Fund on 26 October. The Order Is About the PDS, Not the Loan Book — and the Last One Was Lifted in 11 Days

by Jennifer Austin | Oct 30, 2026 | Compliance | 0 |

ASIC halted offers in a $573.2m mortgage fund on 26 October. What interim stop orders on private credit funds mean for brokers placing bridging deals.

Fee-Charging Complaint Firms Tripled Their Home Loan Lodgements While Cutting Total Volume 38%. Your Closed Files Are Now Their Pipeline

by Jennifer Austin | Oct 29, 2026 | Compliance | 0 |

AFCA’s 2025-26 review: home loan complaints up 21% to 7,014, and fee-charging complaint firms tripled their home loan lodgements. What brokers should check.

Category: Compliance

The FBAA Wants Broker Conduct in One National Register. ASIC Hears the Pitch on 16 November — and Instrument 2024/647 Already Lets Aggregators Ask

The MFAA Has Asked Treasury for ATO Data at the Fact-Find, Not After Lodgement. The CDR’s Trusted Adviser Class Is Built on s 15B — and Your Commercial Files Sit Outside It

A $35 Fee Charged 12,693 Times Cost Sunshine Loans $5.5m. About $113,000 of the Fee Income Sat Inside the Penalty Window

A 40-Year Business Loan Takes $425 Off the Monthly and Adds $613,515 in Interest. RG 273.5 Says the Best Interests Duty Doesn’t Reach the File

A Bank Traced About $191,000 Into an Unaccredited Broker’s Account. The Tribunal Ruled Only on the Banker — the Referral Boundary Is What Brokers Should Read

Equity Release Is Turning Toward the Broker Channel. s 133DB Puts Three Printed Projections on the File Before Your Preliminary Assessment

Everyday Rewards Will Pay Up to 400,000 Points on a Broker-Settled Loan. Offset Money Doesn’t Count Toward the Balance That Earns Them

Think Tank Group and Bizcap AU Were Among 22 Companies That Paid ASIC $198,000 Each. The Alleged Failure Is a Lodgement Deadline, Not a Loan Book

The MFAA’s Referrer Guidance Creates No New Legal Obligations. Reg 9AB Already Requires a Referrer Register, a 10-Business-Day Window and a Scripted Consent Question

Suncorp’s Own Example Puts the ANZ Minimum $1,060 a Month Higher. The Rate Never Moves — and RG 273.118 Says the Review Is the Trigger

ASIC Halted Offers in a $573.2m Mortgage Fund on 26 October. The Order Is About the PDS, Not the Loan Book — and the Last One Was Lifted in 11 Days

Fee-Charging Complaint Firms Tripled Their Home Loan Lodgements While Cutting Total Volume 38%. Your Closed Files Are Now Their Pipeline

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