The RBA Held at 4.35% – But Its Own Forecast Table Has No Rate Cut In It Through 2028
The RBA held at 4.35% on 11 August, but its own published assumption track shows no rate cut through 2028 – and markets price a coin-flip December hike.
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Category: News
Every Major Bank Now Tips an RBA Hold — and No Cut Until 2027. What That Does to Your Pipeline
All four majors now tip an RBA hold at 4.35% on Tuesday, with the first cut pushed out to 2027. Here is what the plateau does to broker pipelines.
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Liberty Joins the 5% Deposit Scheme as the First Non-Bank: What It Changes for Self-Employed First Home Buyers
Liberty is the first non-bank on Housing Australia’s 5% Deposit Scheme panel. What it changes for self-employed first home buyer files, and what it doesn’t.
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The Downturn Went National in July: Cotality’s 0.7% Fall and Your LVR Repair Playbook
Cotality July HVI fell 0.7%, the worst month since 2022, and regionals turned negative. What falling values mean for broker valuations and LVRs.
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NAB Home Loan Applications Fall 15% While Business Lending Hits a Four-Year High: Where Your Pipeline Went
NAB home loan applications fell 15% in the June quarter while business lending hit a four-year high. What the split means for your pipeline and where to pivot.
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ING Scraps Clawback on Property-Sale Discharges: What the 1 August Commission Overhaul Means for Your Book
ING drops clawback on property-sale discharges from 1 August and moves to a flat 71.5bps upfront, but trims trail after year four. What brokers need to know.
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Westpac Drops Its Double-Hike Call as CPI Eases to 3.8%: What Big Four Consensus Means for Brokers
June CPI eased to 3.8% and Westpac dumped its double-hike call. With the Big Four now agreed on 4.35%, here’s what brokers should do before 11 August.
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The 4,000-Loan Myth: AFIA Data Says the SMSF LRBA Ban Hits 4x More Deals Than Treasury Assumed
AFIA data shows 16,000+ SMSF resi loans in FY26 against Treasury’s 4,000 estimate. What the 10 August LRBA ban means for brokers and the 12-day window.
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Help to Buy’s Broker Panel Doubles: Teachers Mutual Joins as First Home Buyer Lodgements Fall 23%
Teachers Mutual joins Help to Buy as the third lender and second with broker distribution from 6 October. What it means for your first home buyer pipeline.
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The Loyalty Tax Just Hit $209 a Month: A Broker’s Repricing Playbook Before the 11 August RBA Call
Lenders have cut rates for 23 straight weeks while the RBA holds at 4.35%. Here’s how brokers turn the new-vs-existing loyalty-tax gap into repricing wins.
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AFG Lodgements Slide to $28.1bn as Investors Pause: What the June-Quarter Dip Means for Brokers
AFG’s June-quarter lodgements slid to $28.1bn as investors paused after the negative-gearing budget change. Here’s what the cooler pipeline means for brokers.
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Clawbacks in the Crosshairs: What the FBAA’s Treasury Submission Means for Broker Commissions
The FBAA has taken clawbacks, net-of-offset and lender channel conflict to Treasury, calling them unfair. Here is what it means for broker commissions.
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