How the Non-Bank Lender Rollout Unlocks Your Competitive Edge
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Days Until July 13, 2026
This expansion isn't a single event; it's a staggered, strategic rollout that creates two distinct periods of opportunity for your brokerage.
From **July 13, 2026**
All non-bank lenders must publish their product data in a standardized format. This instantly enables **market-wide comparison capability** across the entire ecosystem.
From **Nov 9, 2026**
With client consent, brokers access verified financial data directly. This means **streamlined compliance** and highly personalized service delivery.
The first phase forces non-bank transparency, demanding technology that can ingest and process this structured data stream. Your competitive edge depends on your ability to interpret this data instantly.
Tools like the **CreditPolicy AI Engine** will connect directly to this standardized feed, turning raw data into actionable policy matches.
The Consumer Data phase is the true compliance upgrade. It replaces the administrative burden of document verification with a secure, digital audit trail that drastically mitigates risk under ASIC's **RG 209** requirements.
Automation shifts the focus from low-value admin to high-value strategic advice.
A practical timeline for mandatory obligations.
All non-bank product data must be publicly exposed.
Largest non-bank lenders begin sharing client data with consent.
Obligations extend to all large non-bank lenders, completing the major rollout.